HAMP Trial Period Plan Lawsuits: Borrowers Sue Banks for Failing to Do the Right Thing in TPP Loan Modification as Lenders Fail To Follow HAMP Requirements

| April 30, 2013

Florida homeowners, and borrowers across the country, are no longer considering HAMP (Home Affordable Modification Program) to be the big success that it was touted to be by the Treasury Department when it debuted back in 2009.  HAMP, as you may recall, was a part of the MakingHomeAffordable program which describes itself as: The Making [...]

Palm Beach Administrative Order Brings Rocket Docket Back to South Florida Foreclosures: What Does This Mean, Good and Bad, to South Florida Home Owners?

| February 26, 2013

Last week, an Administrative Order was issued by the Chief Judge for the Circuit Court of the Fifteenth Judicial Circuit in and for Palm Beach County, Florida that will have a huge impact on Florida home owners and South Florida borrowers dealing with foreclosure issues.  (Read the Order here.) Why the Palm Beach County Administrative [...]

Florida Short Sales: Home Owners Selling in Short Sales Need to Be Aware of the Tax Lien Investor: Who Holds The Liens on Your Florida Property?

| February 12, 2013

Across the country, there’s lots of positive feedback about Fannie Mae’s “HomePath for Short Sales” where any Fannie Mae-owned home loan can be escalated by the realtor – and once this happens, Fannie Mae people enter the transaction to work directly with the mortgage servicer as well as the realtor to get things resolved and [...]

New CFPB Federal Regulations Will Help Florida Home Owners and Florida Short Sales, Florida Foreclosures: Help Will Arrive in 2014, Too Late to Help Many Florida Borrowers Dealing With Bank Problems Now

| January 22, 2013

For Florida short sales to succeed, and for Florida homeowners trying to avoid a foreclosure on their home, it’s important that there is mortgage financing available.  Seems obvious, but it’s not discussed as much as it should be.  The reality is that if home loans and mortgages aren’t available for Florida residential real estate, then [...]

Florida Served With Foreclosure Papers: Florida is No. 1 in USA for Foreclosure Filings in 2012, Will You Be Served with a Florida Foreclosure in 2013?

| January 17, 2013

This morning, RealtyTrac issued its Year-End 2012 U.S. Foreclosure Market Report and, in what is no surprise to most Florida foreclosure defense lawyers particularly those dealing with foreclosures in the Miami-Dade and Broward County areas, Florida broke the record in the RealtyTrac Foreclosure Market Report as Florida was first in the nation for foreclosure filings [...]