Facing Foreclosure in Florida? Getting Deposition Testimony of the Bank Is Critical to Your Defense

| March 17, 2015

Here in South Florida, a healthy number of foreclosure lawsuits are still being filed every week causing lots of stress for home owners. Sadly, many of these home owners have thrown their hands up at trying to deal with their bank and have simply given up trying to save their home (including walking away); they […]

Lost Notes in Florida Foreclosure Cases: Banks Must Prove Their Case With Valid Legal Documents

| April 1, 2014

Last Update: 03/16/16 Lost Note and Your Foreclosure Defense: How Can The Bank Foreclosure If They Cannot Find the Original Promissory Note? Even though the dust has settled here in Florida from all of the Foreclosure Fraud, and the mortgage fraud settlement is completed, there’s still a lot of foreclosure victims out there; we’re still […]

Comparing RealtyTrac and CoreLogic Foreclosure Reports for Florida: How Bad Is It in South Florida and Miami Today?

| December 24, 2013

The RealtyTrac® U.S. Foreclosure Market Report™ for October 2013 and the CoreLogic October National Foreclosure Report have been released to the public with some interesting insights about the real estate market today.  What can they tell homeowners and real estate investors about South Florida real estate and our Florida foreclosure bust? The Florida Foreclosure Numbers […]

July 2014 Deadline for Older Foreclosure Deficiency Judgments – Small South Florida Banks and Credit Unions Increasingly Aggressive on Deficiency Collection Efforts

| December 10, 2013

According to the new Florida Fair Foreclosure legislation, the deadline for a bank to sue a defaulting home owner for the amount left on a mortgage after a foreclosure (the deficiency) was changed from 5 years to 1 year, regardless of when the cause of action accrued. (See our earlier post for details.) Before this […]

Florida Foreclosure Backlog – Still Lots of Problems With Florida Foreclosures as Florida AG Reminds Florida Courts to Protect Florida Homeowner Rights in Foreclosure Proceedings

| September 19, 2013

Last Update: 02/24/16 All experienced Florida foreclosure defense lawyers know that the national Foreclosure Mortgage Settlement Agreement contains a provision that mandates that lenders not go forward with a foreclosure if there is an alternative in the works for that home loan (for example, a loan modification or short sale is being negotiated). You may […]


| September 17, 2013

Last Update: 02/24/16 It’s sad but true that when someone gets behind on their home mortgage payment, all too often they are falling behind on other debts, too. Property taxes may not be paid on time, or at all. Payments to contractors who built the addition or put in the swimming pool may become delinquent. […]

Filing Bankruptcy to Fight Foreclosure in Florida: Will a Bankruptcy Filing End Up Hurting You, Not Helping You, in Your Foreclosure Defense?

| September 3, 2013

More and more often, Florida foreclosure defense lawyers have the challenge of defending clients against foreclosure on their homes after these clients have already filed bankruptcy.  A lot of times, these clients file bankruptcy to stop a foreclosure based upon their own research or with the help of speedy bankruptcy consultation, without being aware of […]

Florida Vacant Foreclosure Homes: One-Third of U.S. Foreclosed Homes Sitting Vacant Sit in the State of Florida Per RealtyTrac Report

| July 2, 2013

Florida foreclosures are still making the record books: a new report from RealtyTrac reveals that the State of Florida has more than FIVE times the number of vacant foreclosure homes than the next 5 states if you added all those states’ vacant home totals together. Florida has 55,000+ vacant homes in foreclosure; Illinois, California, Ohio, New […]

Infographic: Foreclosure, Mortgage Lenders, and Minorities

| May 9, 2013

Florida House Passes “Foreclosure Reform” Bill HB 87: Travesty of Justice for Florida Home Owners and Florida Borrowers – Here’s Why

| May 7, 2013

The proposed “foreclosure reform” legislation that failed last year, got revamped, and was proposed again this year to be made into new Florida law has been a big concern for foreclosure defense attorneys and advocates for Florida home owners. We’ve been monitoring House Bill 87 as it has been making its way through the Florida […]