Out of State Homeowners Who Owned Florida Real Estate are Facing Bank Collection Efforts in Their Home State (or Country) Because of a Florida Foreclosure Judgment: Domesticating Judgments

| April 16, 2013

For those who live outside of the State of Florida but who own or owned Florida real estate subject to foreclosure, the possibility of that foreclosure’s deficiency judgment being collected in your resident state is real. Florida Deficiency Judgments Have Five Year Statute of Limitations Deadline Deficiency judgments?  We’ve written a lot about deficiency judgments [...]

Florida Legislature Annual Session Begins Today: Proposed Laws That Impact South Florida Home Owners In a Big Way Are on the Table

| March 5, 2013

Today, the 60-day annual session of the Florida Legislature begins, and the entire country is watching.  The next nine weeks are going to be a very important time for Floridians, especially Florida home owners. Things began with Governor Rick Scott’s State of the State address (read it here) but for Florida home owners and Florida [...]

Florida House Bill 87 and “Foreclosure Reform” Passes Florida House’s Civil Justice Subcommittee: HB 87 is One Step Closer to Ending Judicial Foreclosures in Florida – This is Dangerous for Florida Home Owners and Florida Real Estate

| February 7, 2013

There’s a proposed law being pushed up in Tallahassee once again this year that aims to end Florida’s long-standing judicial foreclosure process, and this year it seems to be gaining strength, though it died a pretty quick death in its earlier version last year.  Perhaps you remember all the public outcry over this proposed legislation [...]

Florida Short Sales and Florida Foreclosure Defense Deadline for Tax Benefits is Now December 31, 2013 After Fiscal Cliff Legislation Signed Into Law Today

| January 3, 2013

When you hear the talking heads discuss how Washington has “kicked the can down the road,” for Florida home owners and those Floridians interested in short sales or mortgage foreclosure defense this means one thing: they’ve got one more year to get their property sold. According to the Fiscal Cliff legislation that was signed into [...]

Short Sale Hardship Letters to South Florida Banks and Proving Home Owner Financial Hardship for Short Sale Bank Approval: Things to Consider

| November 15, 2012

The news is out for October 2012, and once again Florida ranks number one in foreclosures in the United States according to RealtyTrac research.  It seems that one in every 312 housing units in Florida was hit with a foreclosure filing in October 2012.  That’s two times higher than the national average using RealtyTrac data; [...]