Florida Governor Signs Foreclosure Reform Bill HB 87 Into Law: Constitutional Violations of Due Process and Ex Post Facto Prohibitions Must Be Fought in Florida Courts

| June 11, 2013

Governor Rick Scott sat down at his Governor’s desk on June 7, 2013, picked up his pen and signed lots of bills into law that were sent to him by the Florida Legislature. Rick Scott signed things like the Veteran’s Organizations Bill (SB 390) and the Emergency Medical Services bill (SB 530) into law – [...]

Florida Short Sales: Home Owners Selling in Short Sales Need to Be Aware of the Tax Lien Investor: Who Holds The Liens on Your Florida Property?

| February 12, 2013

Across the country, there’s lots of positive feedback about Fannie Mae’s “HomePath for Short Sales” where any Fannie Mae-owned home loan can be escalated by the realtor – and once this happens, Fannie Mae people enter the transaction to work directly with the mortgage servicer as well as the realtor to get things resolved and [...]

Fast Florida Short Sales: Freddie Mac VP Forecasts Freddie Mac Short Sales Will Zip Through to Closing in the Future – What About the Deficiencies?

| January 24, 2013

The Federal Home Loan Mortgage Corporation (FHLMC), commonly known by its nickname Freddie Mac, is under the control of the federal government these days as the Federal Housing Finance Agency (FHFA) took over conservatorship of both Freddie Mac and Fannie Mac in September 2008.  Freddie Mac is under the oversight of this federal agency. It’s a [...]

Florida Homeowners’ Associations Filing Foreclosure Lawsuits Against Florida Banks: Foreclosing on Banks Defaulting on Florida Community Association Fees

| December 27, 2012

Florida banks are getting sued again, and this time it’s pretty interesting.  Why?  This time, the banks are in the role of defendants in Florida foreclosure lawsuits filed in the bottle necked Florida judicial system. That’s right: the banks are having to mount a foreclosure defense strategy.  Lenders are having to file answers and appear [...]

Will Florida Home Owners Get a Home Loan Mortgage From Walmart? Walmart, Paypal, CostCo and Others Moving into Banking Business: Will Florida Law Protections Be There for You Too? Maybe Not.

| December 11, 2012

People in Florida, particularly South Florida, have learned a lot about how banks work just by reading their newspaper or watching the news.  There have been countless stories written and so much other media coverage of the banking industry related to foreclosure hijinks, including robosigning and mortgage fraud.  This media coverage has exposed more than [...]