Facing Foreclosure in Florida? Getting Deposition Testimony of the Bank Is Critical to Your Defense

| March 17, 2015

Here in South Florida, a healthy number of foreclosure lawsuits are still being filed every week causing lots of stress for home owners. Sadly, many of these home owners have thrown their hands up at trying to deal with their bank and have simply given up trying to save their home (including walking away); they […]

Florida Families After a Foreclosure: What Happens to Florida Households Post-Foreclosure? Good News as Foreclosures Don’t Block New Home Mortgages

| February 4, 2014

The impact of a foreclosure upon a family and its financial future has been the subject of many studies over the last several years, particularly after the recent Housing Crisis hit the United States. (For example, read the 2011 study by a Federal Reserve economist about “The Post-Foreclosure Experience of US Households.”) The logical thing […]

Comparing RealtyTrac and CoreLogic Foreclosure Reports for Florida: How Bad Is It in South Florida and Miami Today?

| December 24, 2013

The RealtyTrac® U.S. Foreclosure Market Report™ for October 2013 and the CoreLogic October National Foreclosure Report have been released to the public with some interesting insights about the real estate market today.  What can they tell homeowners and real estate investors about South Florida real estate and our Florida foreclosure bust? The Florida Foreclosure Numbers […]

July 2013 CoreLogic Report Shows Florida No. 1 in the USA for Foreclosures and Foreclosure Inventory with Florida Homeowners Facing Foreclosure Having Even Bigger Fight on Their Hands.

| July 30, 2013

Today, research and analysis company CoreLogic® released its June 2013 National Foreclosure Report and the numbers of foreclosures across the United States has dropped twenty percent in the past year while from May 2013 to June 2013, the number of completed foreclosures (where the owners have officially lost their homes) went up by 2.5%. The […]

Jail Time for Robo-Signing Foreclosure Fraud Defendant Lorraine Brown of DocX: Is She a Scapegoat or Is Justice Served

| July 23, 2013

Fraud in real estate documents is a serious problem for Florida, both for the present buyers and sellers of real property as well as for Florida real estate owners in the future — the stability of land ownership has as its cornerstone the reliability of the paper documentation that establishes title (ownership) to land down […]

Florida Foreclosure Defense: Another Home Owner Victory Against Bank Foreclosure Action – Where’s the Media Coverage? Florida Foreclosure Defense Victories Happen, But They May Not Make the News

| July 9, 2013

Judge Howard Harrison is one of the Senior Judges on the 15th Judicial District of Florida, described as those judges who “… are used for lengthy trials or special category cases; educational, professional or personal absence of a presiding judge; vacancies; and cases requiring out-of-circuit judges.” 2010 Ruling: Bank Affidavit Fails Test for Foreclosure Summary […]

Florida Vacant Foreclosure Homes: One-Third of U.S. Foreclosed Homes Sitting Vacant Sit in the State of Florida Per RealtyTrac Report

| July 2, 2013

Florida foreclosures are still making the record books: a new report from RealtyTrac reveals that the State of Florida has more than FIVE times the number of vacant foreclosure homes than the next 5 states if you added all those states’ vacant home totals together. Florida has 55,000+ vacant homes in foreclosure; Illinois, California, Ohio, New […]

Florida Deficiency Foreclosure Claims: Banks Now Have One Year Statute of Limitations Deadline to Pursue the Deficiency

| June 18, 2013

Last Update: 08/01/16 In Florida, when the mortgage balance is more than the sales price of a home in foreclosure, there is a “deficiency” – stated another way – the deficiency is the amount due the lender when the sale proceeds in a short sale are not enough to pay the loan balance. That “deficiency” […]

Florida Governor Signs Foreclosure Reform Bill HB 87 Into Law: Constitutional Violations of Due Process and Ex Post Facto Prohibitions Must Be Fought in Florida Courts

| June 11, 2013

Governor Rick Scott sat down at his Governor’s desk on June 7, 2013, picked up his pen and signed lots of bills into law that were sent to him by the Florida Legislature. Rick Scott signed things like the Veteran’s Organizations Bill (SB 390) and the Emergency Medical Services bill (SB 530) into law – […]

Infographic: American Housing Market Crash

| June 6, 2013

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