by Larry Tolchinsky | Debt Collection - Mortgages, Florida Foreclosures, Foreclosure Appeal, Foreclosure Defense, Foreclosure Rescue, Wrongful Foreclosure
Homeowners have been successful in enforcing mortgage modifications against foreclosing banks in Florida. Mortgages are Contracts Home mortgages, just like any other contract, can be changed (or modified) by the parties to the agreement. Over the last several years,... by Larry Tolchinsky | Florida Foreclosures, Foreclosure Appeal, Foreclosure Defense, Foreclosure Fraud, Foreclosure Rescue, Wrongful Foreclosure
Ocwen is being accused of overcharging borrowers and is being sued (again) by regulators. Based in West Palm Beach, Ocwen promotes itself as “one of the leading mortgage servicing companies in America.” That’s not an exaggeration: Ocwen services a lot of mortgages... by Larry Tolchinsky | Florida Foreclosures, Florida Real Estate, Foreclosure Appeal, Foreclosure Defense, Real Estate, Underwater Mortgage, Wrongful Foreclosure
In Florida, when a lender files a foreclosure lawsuit, the lender must prove that a homeowner has breached his or her obligations under the note and/or mortgage. In turn, a homeowner has the right to raise defenses that defeat or otherwise mitigate the claims made by... by Larry Tolchinsky | Florida Foreclosures, Foreclosure Appeal, Foreclosure Defense, Foreclosure Rescue, Wrongful Foreclosure
In Florida, those fighting a residential foreclosure should be aware of the procedures often used by lawyers and judges that delay a foreclosure lawsuit from proceeding. Two of these procedures are called “stays” and “continuances.” Both are governed by the Florida... by Larry Tolchinsky | Florida Foreclosures, Foreclosure Defense, Foreclosure Rescue, Wrongful Foreclosure
Residential foreclosures are still a problem for many home owners in Florida, particularly here in Broward County, Miami-Dade County, and Palm Beach County. To make matters worse, some banks are still committing wrongful acts during the foreclosure process which can... by Larry Tolchinsky | Foreclosure Appeal, Foreclosure Defense, Foreclosure Rescue, Wrongful Foreclosure
If a bank intends to file a foreclosure, there are steps (or conditions) the bank must take prior to filing a lawsuit. Some of these conditions are set forth in federal and state law and others can be contained within the mortgage itself. Generally speaking, banks...
