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Florida Foreclosures in Miami-Dade and Broward County: What’s Happening Now with Foreclosures and Short Sales – In 2013?

Here at year-end, let’s consider some numbers for the Miami-Dade and Broward County areas that are important to Florida home owners, including those in South Florida facing foreclosure or considering a short sale (also including those considering a strategic...

Florida Foreclosure Rate Highest in the U.S. For 3rd Month in a Row: Many Florida Home Owners Are Still Fighting the Banks in Foreclosure Defense under Florida Law (Including Tools of Short Sales and Loan Modifications)

Real estate market analyst RealtyTrac has released its U.S. Foreclosure Market Report™ for November 2012 and once again, the experts find that Florida has the highest foreclosure rate in the country – and Florida has had the most mortgage foreclosures out of any...

Short Sale Hardship Letters to South Florida Banks and Proving Home Owner Financial Hardship for Short Sale Bank Approval: Things to Consider

Last Update:02/24/16 The news is out for October 2012, and once again Florida ranks number one in foreclosures in the United States according to RealtyTrac research.  It seems that one in every 312 housing units in Florida was hit with a foreclosure filing in October...

South Florida Bankruptcies Spike – Foreclosure Settlement Monies Still in Tallahassee: Broward County Mortgages Still Need Foreclosure Defense Lawyers

After some skirmishing up in Tallahassee, representatives of the Florida House and the Florida Senate have aligned with Florida Attorney General Pam Bondi in a joint announcement this week which outlined Ms. Bondi’s plan on what to do with $300 million from the...

Florida Strategic Defaults: Attitudes Are Changing and Strategic Defaults on Underwater Mortgages May be On the Rise in Florida – Why You Need a Lawyer in a Strategic Default

Last week, TIME Magazine’s Martha C. White wrote an article asking the following question, “Is the Stigma of Ditching Your Underwater Mortgage Fading? ” and the conclusion reached in that piece shouldn’t be much of a surprise to most anyone...

Florida Short Sales: New GSE Short Sale Rules from Freddie Mac and Fannie Mae – How a Short Sale in 2012 Helps Sellers Now and When They Buy a Home in the Future

Effective November 1, 2012, anyone with a government-sponsored-enterprise (GSE) mortgage home loan that can prove one of the hardships recognized by the federal government may short sell their home even if they are current in their mortgage payments — and the...