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Florida Closing Costs in a Short Sale: Who Pays Closing Costs When Seller Short Sales to Avoid Foreclosure?

In a successful short sale, the seller and the mortgage lender have reached an agreement, either as part of foreclosure defense negotiations or in underwater mortgage loan modification talks, to allow the home to be sold in an arms length third party transaction.  ...

Foreclosure Defense Needs a Courtroom: Movement to Take Judicial Review From Foreclosure Process Means The Florida Home Owner Would Lose Right to Fight Foreclosure Before a Judge

In Florida, foreclosure defense involves dealing with the court system: a lawsuit is filed at the local courthouse, with the home owner being named as a foreclosure defendant.  The home owner is given the right, with the Court’s assistance, to fight the...

Florida Foreclosure Defense: Broward County and all of Florida Facing Many More Foreclosures – Experts Agree, Don’t Believe the Hype

In this week’s Sarasota Herald Tribune, there’s an interesting and important interview by reporter Tom Lyons of Florida Foreclosure specialist  April Charney.  (You can read the complete interview here.)  You may recognize her name:  as an attorney at...

Short Sale Fraud in Florida: Florida Sellers and Buyers Both Victims of Short Sale Scams

Short sales are very popular right now in Florida (and the rest of the country), and as we’ve explained in earlier posts, the rising popularity in shorts sales is due in large part to the changing attitude of lenders towards short sales as being a better deal...

Another Growing Florida Home Crisis for Florida Home Owners: Unlicensed Contractors Leaving Shoddy, Problem Work That Doesn’t Meet Code

When money gets tight, it’s smart to find ways to keep costs down, right?  Whether you are a bank or an Average Joe home owner in Florida these days, it’s smart to be frugal in keeping up your property as well as undertaking improvement projects. Problem...