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Home Insurance on Florida Homes Skyrocketing Cost – Citizens Increasing Premiums Impacts Both Florida Home Owners and Florida Renters as well as Almost Everyone Else

South Florida is a beautiful place – but it can be a dangerous place, too, during hurricane season.  Insurance claims were especially high after Hurricane Andrew hit here in the Miami area, and many private insurance companies simply refused to cover Florida...

Florida Deficiency Judgment Overturned by Florida Court: Bank Loses Deficiency Because it Fails to Provide Valid Evidence of Fair Market Value

Deficiency judgments are a real concern for home owners facing foreclosure or dealing with short sales here in South Florida.  Under Florida law, even after the home has been sold and the sales price used to pay down the mortgage amount, the lender still has the legal...

Florida Closing Costs in a Short Sale: Who Pays Closing Costs When Seller Short Sales to Avoid Foreclosure?

In a successful short sale, the seller and the mortgage lender have reached an agreement, either as part of foreclosure defense negotiations or in underwater mortgage loan modification talks, to allow the home to be sold in an arms length third party transaction.  ...

Florida Foreclosure Defense and The Stigma of Foreclosure: David Cassidy Understands What Fellow Underwater Mortgage Florida Home Owners Fighting Bank Foreclosures Are Feeling – And So Should Your Foreclosure Defense Lawyer

Florida home owners fighting foreclosure and/or making mortgage payments on underwater mortgages have a lot on their minds.  They have to way their options and evaluate how their decisions will impact their families and their own well being.  With all of these issues,...

Florida Foreclosure Defense: Broward County and all of Florida Facing Many More Foreclosures – Experts Agree, Don’t Believe the Hype

In this week’s Sarasota Herald Tribune, there’s an interesting and important interview by reporter Tom Lyons of Florida Foreclosure specialist  April Charney.  (You can read the complete interview here.)  You may recognize her name:  as an attorney at...