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Florida Supreme Court Orders Review of Florida Mandatory Foreclosure Mediation Program: Why? It’s Not Working.

A few weeks ago, the Florida Supreme Court ordered a review of its 18-month-old mandatory foreclosure mediation program.    (You can read the December 2009 Administrative Order creating the program and the September 26, 2011 Administrative Order reviewing its results...

Florida Homeowners May Lose Their Day in Court: Don’t Be a Lone Wolf When Facing Foreclosure – Get Legal Advice

Right now, Florida’s governor (along with Florida bankers) are moving to change Florida’s system of foreclosing – which currently happens when a lawsuit is filed in the local courthouse – to that of “nonjudicial foreclosures” where...

Do Florida Home Owners Need to Fight a Deficiency Judgment When Their is Fraud in Their Foreclosure?: Does Foreclosure Fraud Stop a Deficiency Judgment?

In an article written by Jessica Silver-Greenberg for the Wall Street Journal and shared at Yahoo! Finance, “”House Is Gone but Debt Lives On,” a big, bright national media spotlight shines on the very issue that has been the subject of many of our...

Florida Legislature May Change Florida Law to Take Foreclosure Lawsuits Out of Florida Courtrooms: Move to Make Florida a Nonjudicial Foreclosure State

Changing Florida foreclosure law in a big way is being considered right now, and Florida homeowners need to be aware of this growing movement.  If these efforts succeed, then the Florida Legislature will change longstanding Florida law, making it even easier for banks...

Underwater Mortgage Holders in South Florida May Find Relief in Expanded HARP Program

Underwater mortgages are a serious problem here in South Florida. When home loan balances are higher than the fair market value of the home itself, the homeowner is “upside down” on his or her mortgage.  This scenario increases the temptation for the...

Will Florida Title Issues Create Lawsuits for Home Owners for Years to Come? Has Foreclosure Fraud and Robosigning Created a Real Estate Title Mess?

Everyone in the Miami area knows that the Florida real estate market is in a huge mess.  However, some South Floridians may be surprised to learn just how long that real estate crisis may continue into the future.  Why?  Title to Florida real estate –...