by Larry Tolchinsky | Florida Foreclosures, Foreclosure Defense
Last Update: 10/10/20 In Florida, foreclosure defenses (for residential foreclosures) can be categorized into three different arguments. Those arguments focus upon either (1) the validity of the mortgage; (2) whether or not there has been a “default” under the law;... by Larry Tolchinsky | Debt Collection - Mortgages, Florida Law, Foreclosure Defense, Foreclosure Rescue
In Florida, banks are governed by federal regulation as well as state law. This means that any Florida homeowner involved in a controversy with their mortgage lender needs to understand their rights and protections provided both by Washington, D.C. and Tallahassee.... by Larry Tolchinsky | Florida Foreclosures, Foreclosure Appeal, Foreclosure Defense
Unfortunately in Florida, foreclosure lawsuits still fill the civil trial dockets and some homeowners are still fighting some of the same foreclosure issues that has plagued our real estate industry for years. Fortunately, the appellate court has been helping... by Larry Tolchinsky | Debt Collection - Mortgages, Florida Foreclosures, Foreclosure Appeal, Foreclosure Defense, Foreclosure Rescue, Wrongful Foreclosure
Homeowners have been successful in enforcing mortgage modifications against foreclosing banks in Florida. Mortgages are Contracts Home mortgages, just like any other contract, can be changed (or modified) by the parties to the agreement. Over the last several years,... by Larry Tolchinsky | Florida Foreclosures, Foreclosure Appeal, Foreclosure Defense, Foreclosure Fraud, Foreclosure Rescue, Wrongful Foreclosure
Last Update: 8/9/20 Beware: In the past, Ocwen was accused of overcharging borrowers and was sued (over and over again) by regulators. Based in West Palm Beach, Ocwen promotes itself as “one of the leading mortgage servicing companies in America.” That’s not an... by Larry Tolchinsky | Florida Foreclosures, Foreclosure Appeal, Foreclosure Defense, Underwater Mortgage
Last fall, we discussed the Florida Supreme Court’s decision in the Bartam case relating to foreclosure lawsuit deadlines Our article explains in detail the Supreme court’s opinion and it’s practical effect on foreclosures in Florida. Specifically, the case addressed...
