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Florida Housing Recovery Forecasts and the Florida Home Owner: The Need to be Savvy and Smart With Underwater Mortgages or Foreclosure Defenses Is Very Important In 2012

There is a lot of hoopla in the media these days about the housing crisis – and here in Florida, there’s a lot of talk about a turnaround, people forecasting that the worst is over and the housing industry is rebounding.  From a foreclosure defense...

Debt Collector Abuses: Are Debt Collection Agencies Ignoring Florida Law and Federal Statutes? – Bad Debt Collection Practices: Is it an Epidemic?

There’s news reports that debt collectors are getting pushier and pushier in trying to collect debts – something that comes as no surprise to Florida foreclosure defense lawyers, where clients are routinely having to deal with debt collection practices...

More Florida Foreclosures of Family Homes and Increase in Banks Repossessing Houses: In Florida, Banks Are Aggressively Foreclosing on Home Owners: Planning Ahead as a Florida Home Owner

Florida banks are fierce: in July, mortgage lenders took back over 6700 homes from Florida home owners in foreclosure actions. That is almost 40% more repossessions than this time last year (actual statistic is 38% increase) according to RealtyTrac. National news...

Florida Closing Costs in a Short Sale: Who Pays Closing Costs When Seller Short Sales to Avoid Foreclosure?

In a successful short sale, the seller and the mortgage lender have reached an agreement, either as part of foreclosure defense negotiations or in underwater mortgage loan modification talks, to allow the home to be sold in an arms length third party transaction.  ...

Florida Foreclosure Defense and The Stigma of Foreclosure: David Cassidy Understands What Fellow Underwater Mortgage Florida Home Owners Fighting Bank Foreclosures Are Feeling – And So Should Your Foreclosure Defense Lawyer

Florida home owners fighting foreclosure and/or making mortgage payments on underwater mortgages have a lot on their minds.  They have to way their options and evaluate how their decisions will impact their families and their own well being.  With all of these issues,...

Florida Foreclosure Defense – Negotiating Loan Modifications With Banks Is Still Tough: Banks Try to Get Balloon Payments Instead of Cutting Home Loan Amounts and Reducing Mortgage Principal

Florida has been hit very, very hard by foreclosure fraud and many Florida home owners, both facing foreclosure and those with underwater mortgages who are still making their mortgage payments, have been keeping their ears to the ground regarding the big mortgage...