Borrowers Sue Banks More and More: Massachusetts Supreme Court Rules for Home Owner – Foreclosing Bank Loses, Had No Standing to Foreclose on Borrower

| January 15, 2013

Borrowers are starting to file lawsuits against their mortgage lenders and banks are not only finding themselves as defendants in courtrooms across the country, they are also finding judges more than happy to rule against them and in favor of home owners and home loan borrowers. Which is what happened this week in Massachusetts, when […]

Florida Foreclosure Mill Law Firm Discipline Continues: Marshall C. Watson Agrees to Florida Bar Suspension in Consent Judgment – Lawyer for Foreclosure Fraud Bank Held Accountable for Robosigning Activities

| January 8, 2013

Back in 2010, then Florida Attorney General Bill McCollum instituted investigations into three Florida law firms that were handling lots and lots of foreclosure lawsuits on behalf of their lender clients.  The Attorney General officially began looking into “improper documentation” filed by these law firms in Florida court records that “…may have been created and […]

South Florida Bankruptcies Spike – Foreclosure Settlement Monies Still in Tallahassee: Broward County Mortgages Still Need Foreclosure Defense Lawyers

| November 6, 2012

After some skirmishing up in Tallahassee, representatives of the Florida House and the Florida Senate have aligned with Florida Attorney General Pam Bondi in a joint announcement this week which outlined Ms. Bondi’s plan on what to do with $300 million from the national Attorneys General – The Big Banks Foreclosure Fraud Settlement is now […]

Florida Foreclosure Defense: California’s Jackmon Case – Suing Bank for Failed Modification Agreement – Claiming the Lender Breached a Contract After Deal Was Made to Lower Mortgage Payments

| September 27, 2012

Another court in another state (besides Florida) is considering claims by home owners that they have suffered damages in a breach of their contract for a modified home loan by their lender under the HAMP program (Homeowner Affordable Modification Program).   We’re already monitoring the aftermath of the federal appellate court’s decision up in Illinois where […]

Wigod v. Wells Fargo: the Federal Court Case That Allows State Law Claims Against Foreclosing Banks For Failed HAMP Modification

| September 25, 2012

Last week, we posted about how there are lots of foreclosure alternatives out there for Florida home owners fighting against losing their homes – and how alternatives to foreclosure aren’t all the same for everyone and how there are many ways to deal with a foreclosure.  Florida law is dealing with lots of new issues […]

Florida Foreclosure Alternatives: What Are They? Here are 10 Foreclosure Options For Florida Home Owners

| September 20, 2012

In Florida, defending your home or condo against a foreclosure is something that requires a strategy designed specifically for your facts and circumstances.  Different strategies should be pondered, investigated, and weighed.  Each homeowner may have different options open to them, and different remedies available to them.  There’s lots of chaos down a the courthouse and […]

When Retirement Gets Zapped Because of Foreclosure: What is Happening to Lots of Florida Seniors – the new AARP Report

| September 18, 2012

The American Association of Retired Persons (AARP) has just issued what it believes to be the first research study in the United States to report on how the Foreclosure Fraud housing crisis has impacted Americans who are 50 years old or older.  You can read the complete report online here. New Report – Nightmare on […]

LPS Report Issued: Florida and the Judicial Foreclosure Process Get Zinged – Could There Be a Hidden Agenda?

| September 13, 2012

There’s another new report out on the state of the Florida real estate market, and South Florida home owners — people in places like Broward County or Miami-Dade — need to be aware of its findings.  The source is Lender Processing Services (LPS) and the name of the report is its “Mortgage Monitor Report”.  Here’s […]

FRAFing: Appraisal Fraud Because Banks Want to Keep Housing Values As Low As Possible in Mortgage Buy-Backs – Bank Wrongdoing Continues

| September 11, 2012

Just like the rest of the country, in Florida it is extremely important to be able to trust your real estate appraisal because appraisals, compiled by appraisers that are depended upon by many, many people to be responsible, thorough, knowledgable, and honest, give the bottom line on how much a piece of property (house, condo, […]

Florida Housing Recovery Forecasts and the Florida Home Owner: The Need to be Savvy and Smart With Underwater Mortgages or Foreclosure Defenses Is Very Important In 2012

| August 30, 2012

There is a lot of hoopla in the media these days about the housing crisis – and here in Florida, there’s a lot of talk about a turnaround, people forecasting that the worst is over and the housing industry is rebounding.  From a foreclosure defense perspective, that sounds nice but it may be overly optimistic: […]