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FRAFing: Appraisal Fraud Because Banks Want to Keep Housing Values As Low As Possible in Mortgage Buy-Backs – Bank Wrongdoing Continues

Just like the rest of the country, in Florida it is extremely important to be able to trust your real estate appraisal because appraisals, compiled by appraisers that are depended upon by many, many people to be responsible, thorough, knowledgable, and honest, give...

What Happens to Florida Home Owners Who Do Nothing or Procrastinate? What Are The Risks? What is The Minimum Thing to do to Protect Your Rights?

Losing their home to foreclosure in Florida these days is something that many, many families are facing and it’s never easy.  However, things are very complicated these days because of the chaos that has been created by the unprecedented Foreclosure Fraud...

Florida Foreclosure: Why You Shouldn’t Procrastinate If You Are Facing Foreclosure.

Last Update: 10/16/19 This is a warning to all Florida homeowners who have any kind of foreclosure concerns.  Please consider this information carefully. People are still getting hurt from lack of knowledge and it needs to stop.  It’s not just our Florida real...

Florida Housing Recovery Forecasts and the Florida Home Owner: The Need to be Savvy and Smart With Underwater Mortgages or Foreclosure Defenses Is Very Important In 2012

There is a lot of hoopla in the media these days about the housing crisis – and here in Florida, there’s a lot of talk about a turnaround, people forecasting that the worst is over and the housing industry is rebounding.  From a foreclosure defense...

Debt Collector Abuses: Are Debt Collection Agencies Ignoring Florida Law and Federal Statutes? – Bad Debt Collection Practices: Is it an Epidemic?

There’s news reports that debt collectors are getting pushier and pushier in trying to collect debts – something that comes as no surprise to Florida foreclosure defense lawyers, where clients are routinely having to deal with debt collection practices...

Florida Deficiency Judgment Overturned by Florida Court: Bank Loses Deficiency Because it Fails to Provide Valid Evidence of Fair Market Value

Deficiency judgments are a real concern for home owners facing foreclosure or dealing with short sales here in South Florida.  Under Florida law, even after the home has been sold and the sales price used to pay down the mortgage amount, the lender still has the legal...