Call us Today at (954) 458-8655

Florida Families After a Foreclosure: What Happens to Florida Households Post-Foreclosure? Good News as Foreclosures Don’t Block New Home Mortgages

by | Florida Foreclosures, Florida Homestead, Florida Real Estate, Foreclosure Rescue, Real Estate, Short Sales, Underwater Mortgage, Wrongful Foreclosure

The impact of a foreclosure upon a family and its financial future has been the subject of many studies over the last several years, particularly after the recent Housing Crisis hit the United States. The logical thing to think, is that it will be difficult,...

July 2014 Deadline for Older Foreclosure Deficiency Judgments – Small South Florida Banks and Credit Unions Increasingly Aggressive on Deficiency Collection Efforts

by | Debt Collection - Mortgages, Deficiency Judgments, Dyck O'Neal, Florida Foreclosures, Foreclosure Rescue, Local Lawyers

According to the new Florida Fair Foreclosure legislation, the deadline for a bank to sue a defaulting home owner for the amount left on a mortgage after a foreclosure (the deficiency) was changed from 5 years to 1 year, regardless of when the cause of action accrued....

Florida Foreclosure Backlog – Still Lots of Problems With Florida Foreclosures as Florida AG Reminds Florida Courts to Protect Florida Homeowner Rights in Foreclosure Proceedings

by | Closings, Florida Foreclosures, Florida Law, Florida Real Estate, Loan Modification, Local Lawyers, Real Estate, Short Sales

Last Update: 02/24/16 All experienced Florida foreclosure defense lawyers know that the national Foreclosure Mortgage Settlement Agreement contains a provision that mandates that lenders not go forward with a foreclosure if there is an alternative in the works for...

FLORIDA REAL ESTATE LIENS: BANKS AREN’T THE ONLY ONES THAT MAY COME AFTER YOUR FLORIDA CONDO OR FLORIDA HOME IN A FORECLOSURE LAWSUIT

by | Closings, Community Associations, Condos and Townhouses, Florida Condominium Law, Florida Foreclosures, Florida Real Estate, Real Estate

Last Update: 02/24/16 It’s sad but true that when someone gets behind on their home mortgage payment, all too often they are falling behind on other debts, too. Property taxes may not be paid on time, or at all. Payments to contractors who built the addition or put in...

Florida Foreclosure and Florida Bankruptcy: Two Trains On Different Tracks – More to Consider Before Filing Bankruptcy to Halt Florida Foreclosure

by | Closings, Florida Foreclosures, Florida Homestead, Florida Real Estate, Real Estate, Underwater Mortgage

Last Update: 02/24/16 Filing bankruptcy as a foreclosure defense strategy here in Florida may or may not be a good idea (see our earlier post). There’s one factor in this decision now that was not there years ago: time. The glut of Florida foreclosure cases on file in...