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Florida Families: As Parents Welcome Kids Back Home to Live, Conflict Between Student Loan Debt and the Kids’ Dream of Home Ownership

Florida may be known as a tourist mecca, what with Miami’s metropolitan nightlife and Orlando’s Disney World, but the truth is that Florida is made up of lots and lots of families who love their Sunshine State.  We’re proud of our roots and...

The Power of Real Estate Law: Can Banks Legally Foreclose Upon Real Estate Loans They Don’t Own (Even Though They’ve Been Foreclosing On Homes Without Them)?

Go down to any real estate records office anywhere in Florida, and get ready for a history lesson.  Florida land ownership goes back to the days of Spanish land grants – and because land ownership has always been so important to people, there have always been...

Florida Supreme Court Orders Review of Florida Mandatory Foreclosure Mediation Program: Why? It’s Not Working.

A few weeks ago, the Florida Supreme Court ordered a review of its 18-month-old mandatory foreclosure mediation program.    (You can read the December 2009 Administrative Order creating the program and the September 26, 2011 Administrative Order reviewing its results...

Underwater Mortgage Holders in South Florida May Find Relief in Expanded HARP Program

Underwater mortgages are a serious problem here in South Florida. When home loan balances are higher than the fair market value of the home itself, the homeowner is “upside down” on his or her mortgage.  This scenario increases the temptation for the...

The Non-Lawyer’s Guide to Foreclosure Fraud – Part 1: How It All Began, Remembering Traditional Mortgage Practices

Here, the first in a series of posts explaining the hows and whys of ForeclosureGate and the Florida Home Loan Fraud crisis: Part 1.  How It All Began, Remembering Traditional Mortgage Practices and that First Smell of More Profit Long before ForeclosureGate, when the...