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Florida Mortgage Mediation Program Closes Its Doors: What This Means for Florida Home Owners Facing Foreclosure

The Florida Supreme Court’s top judge just signed an order on December 19, 2011, that shut the doors on the Florida Managed Foreclosure Mediation Program that the Supreme Court had set up back in 2009.  You can read the Administrative Order (AOSC11-44) signed by...

Florida Homeowners Win One Battle in Foreclosure Fraud as Florida Appeals Court Rules In Their Favor in McLean v. J.P. Morgan Chase

The Florida Fourth District Court of Appeals just issued an opinion that is a very big deal for Florida homeowners everywhere — but especially those who are facing foreclosure as well as those with underwater mortgages who are wondering what their future holds....

Florida Foreclosure Defense Basics: What is The Difference Between Your Note and Your Mortgage and Your Deed of Trust (and Why You Should Care About This)?

Last Update: 10/10/20 Florida homeowners – especially those in trouble on their home loans and considering foreclosure, short sale, or what to do about their underwater mortgage – need to know the difference between some of the documents that they signed...

Congress Fixing Foreclosure Mess: New Bill Proposes to Limit or Nix Deficiency Judgments on Homes in Proposed Fairness in Foreclosures Act

It’s being called the Fairness in Foreclosures Act of 2011, although it’s proceeding through the United States House of Representatives as House Resolution 3566, and it’s a big deal to a lot of homeowners in trouble all across the country.  If this...

The Power of Real Estate Law: Can Banks Legally Foreclose Upon Real Estate Loans They Don’t Own (Even Though They’ve Been Foreclosing On Homes Without Them)?

Go down to any real estate records office anywhere in Florida, and get ready for a history lesson.  Florida land ownership goes back to the days of Spanish land grants – and because land ownership has always been so important to people, there have always been...