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Florida Legislature May Change Florida Law to Take Foreclosure Lawsuits Out of Florida Courtrooms: Move to Make Florida a Nonjudicial Foreclosure State

Changing Florida foreclosure law in a big way is being considered right now, and Florida homeowners need to be aware of this growing movement.  If these efforts succeed, then the Florida Legislature will change longstanding Florida law, making it even easier for banks...

Feds Are Reviewing Foreclosure Fraud Documents – But Homeowners and Fraud Victims Should Not Expect Notice of Discovered Wrongdoing (and a Remedy) For Over a Year From Now

If you are a homeowner who is worried about the title to the house or condo you’ve bought – or if you are someone who has lost their home in foreclosure, then you may be wondering if the government is doing something that may helpful to you.  Sure, there...

Underwater Mortgage Holders in South Florida May Find Relief in Expanded HARP Program

Underwater mortgages are a serious problem here in South Florida. When home loan balances are higher than the fair market value of the home itself, the homeowner is “upside down” on his or her mortgage.  This scenario increases the temptation for the...

Are You Behind in a Bank of America Mortgage or a Countrywide Home Loan? Get Ready to Fight a Foreclosure Action As BofAm Gears Up Its Foreclosure Machine

Here in South Florida, odds are high that you or your neighbor or your friend have your home mortgage with Bank of  America.  Why? Bank of America holds not only mortgage notes that Bank of America made with its customers, but also mortgages made awhile back by...

The Non-Lawyer’s Guide to Foreclosure Fraud – Part 5: More and more fraudulent acts revealed as investigations begin into Foreclosure Fraud

Here, the fifth in a series of posts explaining the hows and whys of ForeclosureGate and the Florida Home Loan Fraud crisis:  more and more fraudulent acts are discovered as investigations begin into widespread mortgage fraud. As discussed in Part 4 of this series,...