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FHFA Cracks Down on Force Placed Insurance: Finally, Florida Home Owners Have Federal Support Against Scandalous Force-Place Insurance Policies

Yesterday, Acting Director of the Federal Housing Finance Agency Edward DeMarco released news from FHFA that is great news for many financially-strapped Florida home owners who are fighting foreclosure:  finally, federal action is doing something about the force-place...

Florida Housing Market Still in Dangerous Waters: Florida Home Owners and Florida Home Loan Borrowers Should Remain Wary and Watchful

Florida home owners with underwater mortgages as well as Florida borrowers and Florida home buyers interested in short sales are all watching the Florida real estate housing market carefully.  When something like the latest Fiserv Case-Shiller Index on national home...

Florida Legislature Annual Session Begins Today: Proposed Laws That Impact South Florida Home Owners In a Big Way Are on the Table

Today, the 60-day annual session of the Florida Legislature begins, and the entire country is watching.  The next nine weeks are going to be a very important time for Floridians, especially Florida home owners. Things began with Governor Rick Scott’s State of...

Florida Supreme Court Rules Against Florida Home Owners in Pino v. Bank of New York: Bad Day for Florida Foreclosure Defense, Great Day for Fraudulent Filing Banks

The Florida Supreme Court has ruled against Florida homeowners –  and for the foreclosing banks –  in Roman Pino v. the Bank of New York.  The opinion came down on February 7, 2013, and you can read the entire thing online at Google Scholar.   Pino...

South Florida Foreclosure Defense Lawyers’ New Nemesis is The Robo-Witness: Bank Custodian of Records Without Personal Knowledge of the Loan Documents is Giving Hearsay Testimony

Today, RealtyTrac is making the national news again with its report that the State of Florida has more than twice the number of foreclosure actions as any other state in the country.  According to its U.S. Foreclosure Market Report™ for January 2013 (released this...