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What Happens to Florida Home Owners Who Do Nothing or Procrastinate? What Are The Risks? What is The Minimum Thing to do to Protect Your Rights?

Losing their home to foreclosure in Florida these days is something that many, many families are facing and it’s never easy.  However, things are very complicated these days because of the chaos that has been created by the unprecedented Foreclosure Fraud...

Florida Housing Recovery Forecasts and the Florida Home Owner: The Need to be Savvy and Smart With Underwater Mortgages or Foreclosure Defenses Is Very Important In 2012

There is a lot of hoopla in the media these days about the housing crisis – and here in Florida, there’s a lot of talk about a turnaround, people forecasting that the worst is over and the housing industry is rebounding.  From a foreclosure defense...

Sharpie Parties: Vandalizing Foreclosed Homes Is Not The Best Revenge Against the Bank Who Is Foreclosing, No Matter How Fun and Tempting a Highlighter Party May Be

It’s sad but true that that American standard in ink pens, the Sharpie (TM), is getting its name known these days not so much for the high quality of the product itself, but because social media has taken to calling a certain kind of gathering a “Sharpie...

More Florida Foreclosures of Family Homes and Increase in Banks Repossessing Houses: In Florida, Banks Are Aggressively Foreclosing on Home Owners: Planning Ahead as a Florida Home Owner

Florida banks are fierce: in July, mortgage lenders took back over 6700 homes from Florida home owners in foreclosure actions. That is almost 40% more repossessions than this time last year (actual statistic is 38% increase) according to RealtyTrac. National news...

Florida Deficiency Judgment Overturned by Florida Court: Bank Loses Deficiency Because it Fails to Provide Valid Evidence of Fair Market Value

Deficiency judgments are a real concern for home owners facing foreclosure or dealing with short sales here in South Florida.  Under Florida law, even after the home has been sold and the sales price used to pay down the mortgage amount, the lender still has the legal...