Infographic: Foreclosure, Mortgage Lenders, and Minorities

| May 9, 2013

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Out of State Homeowners Who Owned Florida Real Estate are Facing Bank Collection Efforts in Their Home State (or Country) Because of a Florida Foreclosure Judgment: Domesticating Judgments

| April 16, 2013

For those who live outside of the State of Florida but who own or owned Florida real estate subject to foreclosure, the possibility of that foreclosure’s deficiency judgment being collected in your resident state is real. Florida Deficiency Judgments Have Five Year Statute of Limitations Deadline Deficiency judgments?  We’ve written a lot about deficiency judgments [...]

Loan Modifications Are About to Get a Lot Easier: Fannie Mae and Freddie Mac Toss Out the Paperwork in New “Streamlined Mortgage Initiative” Program Debuting July 1

| April 2, 2013

Last Wednesday, the Federal Housing Finance Agency (FHFA) announced big changes for those seeking to modify their home loans: for loan modifications of mortgages connected to Fannie Mae or Freddie Mac, things are going to be much easier in a few months.  Weeks, really. What is FHFA Doing About Mortgage Loan Modifications? Both Fannie Mae [...]

FHFA Cracks Down on Force Place Insurance: Finally, Florida Home Owners Have Federal Support Against Scandalous Force-Place Insurance Policies

| March 26, 2013

Yesterday, Acting Director of the Federal Housing Finance Agency Edward DeMarco released news from FHFA that is great news for many financially-strapped Florida home owners who are fighting foreclosure:  finally, federal action is doing something about the force-place insurance mess. FHFA Announces Federal Action to Halt Abuse of Home Owners Through Lender Placed Insurance Coverage [...]

Five Tips for Florida Home Owners Considering For Sale By Owner Option in Selling Their Florida Home

| March 12, 2013

Across the country, according to news reports, more and more home owners are opting to try and sell their homes themselves instead of working with a realtor or real estate agent to help them get their home sold. Why?  One of the biggest reasons is cost: with real estate prices being what they are, many [...]