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New Florida Law May Void Beneficiary Designations in Divorces: Florida Statute 732.703 and End of Life Planning for Divorced Couples and Those Thinking of Divorcing

There’s a new law here in Florida that people need to know about – especially if they are divorced or in the midst of getting themselves divorced here in Florida and that law is Florida Statute 732.703.  You can read the law as written on the books by the...

Florida Short Sales Success: Home Owners Need to Be Smart and Shrewd in Short Sale Strategies to Get to Closing Before December 31, 2012: Don’t Get Burned in the Fever

Last Update: 02/24/16 With pressure building to get short sales done before the end of the year (when the tax exemption for deficiencies expires), it’s becoming more and more important to help buyers find Florida short sale properties as well as helping sellers...

Broward County, Florida Is Number One in the Country in Foreclosures Being Filed – What Florida Borrowers Should Know About Foreclosures in South Florida and Broward County

The latest statistics have been compiled, and our neck of the woods is making the news again.  Just as the State of Florida hits the top spot for foreclosures in the United States, Broward County is first in the state for foreclosure filings. 858 Days to Foreclose in...

Florida Short Sales: New GSE Short Sale Rules from Freddie Mac and Fannie Mae – How a Short Sale in 2012 Helps Sellers Now and When They Buy a Home in the Future

Effective November 1, 2012, anyone with a government-sponsored-enterprise (GSE) mortgage home loan that can prove one of the hardships recognized by the federal government may short sell their home even if they are current in their mortgage payments — and the...

Florida Foreclosure Defense: California’s Jackmon Case – Suing Bank for Failed Modification Agreement – Claiming the Lender Breached a Contract After Deal Was Made to Lower Mortgage Payments

Another court in another state (besides Florida) is considering claims by home owners that they have suffered damages in a breach of their contract for a modified home loan by their lender under the HAMP program (Homeowner Affordable Modification Program).  ...

Wigod v. Wells Fargo: the Federal Court Case That Allows State Law Claims Against Foreclosing Banks For Failed HAMP Modification

Last week, we posted about how there are lots of foreclosure alternatives out there for Florida home owners fighting against losing their homes – and how alternatives to foreclosure aren’t all the same for everyone and how there are many ways to deal with...