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Florida Foreclosure Rate Highest in the U.S. For 3rd Month in a Row: Many Florida Home Owners Are Still Fighting the Banks in Foreclosure Defense under Florida Law (Including Tools of Short Sales and Loan Modifications)

Real estate market analyst RealtyTrac has released its U.S. Foreclosure Market Report™ for November 2012 and once again, the experts find that Florida has the highest foreclosure rate in the country – and Florida has had the most mortgage foreclosures out of any...

Will Florida Home Owners Get a Home Loan Mortgage From Walmart? Walmart, Paypal, CostCo and Others Moving into Banking Business: Will Florida Law Protections Be There for You Too? Maybe Not.

People in Florida, particularly South Florida, have learned a lot about how banks work just by reading their newspaper or watching the news.  There have been countless stories written and so much other media coverage of the banking industry related to foreclosure...

Do You Need a Lawyer for a Florida Mortgage Home Loan Modification or Will a Florida Realtor or Do It Yourself Site for Loan Modifications Be Enough? Florida Loan Modification Attorneys See Bad Things Happening.

It’s a bad economy and we all know it.  Florida real estate attorneys are particularly aware of tightened belts and downsizing lifestyles as more and more people have come to us not to buy real estate but to deal with real estate problems: foreclosures, real...

Florida Short Sales, Deficiencies, and Taxes: Will 2012 Fiscal Cliff Bring End to Income Tax Forgiveness on Deficiencies or Will Florida Short Sales in 2013 Have Forgiven Mortgage Debt as Taxable?

For many months now, we’ve been monitoring the FIT situation for underwater mortgages, as well as those homeowners facing foreclosure, regarding Florida short sales and the current income exclusion from federal income taxes.  In short, back in 2007 a law was...

Florida Bank Reject Your Loan Modification? It Seems to be Happening to Lots of South Florida Homeowners: What’s Up? In Other States, Home Owners Are Suing Banks for Failed Modifications

Sitting in an office where lots of people call on the phone, send emails to us, and come in for a visit — all related to foreclosure issues or underwater mortgages in South Florida, it may well be that we have a different view on things than some other people. ...

Florida Strategic Defaults: Attitudes Are Changing and Strategic Defaults on Underwater Mortgages May be On the Rise in Florida – Why You Need a Lawyer in a Strategic Default

Last week, TIME Magazine’s Martha C. White wrote an article asking the following question, “Is the Stigma of Ditching Your Underwater Mortgage Fading? ” and the conclusion reached in that piece shouldn’t be much of a surprise to most anyone...