Zombie Titles in Florida and the United States: What They Are, and How Zombie Titles Hurt Home Buyers and Home Owners, and Ways to Protect Against Zombie Titles

| January 10, 2013

Now, word is spreading around the country about a rising new horror in the Foreclosure Fraud crisis and Robosigning mess, which the country (and especially South Florida) has been reeling from for several years now; the ZOMBIE TITLE. That’s right: the Zombie Title, similar to the earlier warning we gave about the Zombie Note scare […]

Will Florida Home Owners Get a Home Loan Mortgage From Walmart? Walmart, Paypal, CostCo and Others Moving into Banking Business: Will Florida Law Protections Be There for You Too? Maybe Not.

| December 11, 2012

People in Florida, particularly South Florida, have learned a lot about how banks work just by reading their newspaper or watching the news.  There have been countless stories written and so much other media coverage of the banking industry related to foreclosure hijinks, including robosigning and mortgage fraud.  This media coverage has exposed more than […]

Do You Need a Lawyer for a Florida Mortgage Home Loan Modification or Will a Florida Realtor or Do It Yourself Site for Loan Modifications Be Enough? Florida Loan Modification Attorneys See Bad Things Happening.

| December 6, 2012

It’s a bad economy and we all know it.  Florida real estate attorneys are particularly aware of tightened belts and downsizing lifestyles as more and more people have come to us not to buy real estate but to deal with real estate problems: foreclosures, real estate fraud, bad debt collection practices on mortgages, and things […]

LPS Report Issued: Florida and the Judicial Foreclosure Process Get Zinged – Could There Be a Hidden Agenda?

| September 13, 2012

There’s another new report out on the state of the Florida real estate market, and South Florida home owners — people in places like Broward County or Miami-Dade — need to be aware of its findings.  The source is Lender Processing Services (LPS) and the name of the report is its “Mortgage Monitor Report”.  Here’s […]

Florida Short Sales Are Booming in Broward County in 2012: 30% Increase From Last Year According to RealtyTrac (and a 18% Boost in 2012 Short Sales Statewide)

| June 5, 2012

Short sales in Florida are happening more and more often; in fact, the good news out of Broward County, Florida, is that short sales have topped the number of foreclosures that were filed in the first quarter of 2012 – and this is big, big news since that hasn’t happened since 2008.   In fact, Broward […]

What is Force-placed Insurance or Lender-Placed Insurance? It’s Not Good for Florida Home Owners. Here’s Why.

| May 15, 2012

Where will all the strings of Foreclosure Fraud end?  Who knows, because more and more issues just keep popping up from the huge mortgage fraud mess in Florida and across the country.  The latest?  Forced-placed insurance, also known as Lender-placed insurance, and the sneaky burdens it’s creating for American families and Florida home owners. What […]

Negotiating a Home Loan Modification: Beware of the Dual Track Rule – The Bank Can Still Foreclose Even If You’re Modifying Your Note

| August 11, 2011

In a loan modification, the original note’s terms are revised (monthly payment amount, interest rate, etc.) and the revisions become effective once everyone signs the modification agreement.  For a home loan in South Florida, that means the home owners whose names are on the original mortgage and note and a duly authorized representative of the […]

Should You Sue Your Bank Over Your Home Loan? Are Loan Fraud, or Predatory Lending, Lawsuits Available in Florida?

| July 28, 2011

You obtained a home loan – maybe several years ago.  You are suspicious that something wasn’t right about that deal.  Maybe you’re living in your home, paying that mortgage payment every month, and just wondering about it. Maybe you have an underwater mortgage.  Or, maybe you’ve already received a Notice of Acceleration from the lender.  […]