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Florida Short Sales: New GSE Short Sale Rules from Freddie Mac and Fannie Mae – How a Short Sale in 2012 Helps Sellers Now and When They Buy a Home in the Future

Effective November 1, 2012, anyone with a government-sponsored-enterprise (GSE) mortgage home loan that can prove one of the hardships recognized by the federal government may short sell their home even if they are current in their mortgage payments — and the...

Florida Foreclosure Defense: California’s Jackmon Case – Suing Bank for Failed Modification Agreement – Claiming the Lender Breached a Contract After Deal Was Made to Lower Mortgage Payments

Another court in another state (besides Florida) is considering claims by home owners that they have suffered damages in a breach of their contract for a modified home loan by their lender under the HAMP program (Homeowner Affordable Modification Program).  ...

Wigod v. Wells Fargo: the Federal Court Case That Allows State Law Claims Against Foreclosing Banks For Failed HAMP Modification

Last week, we posted about how there are lots of foreclosure alternatives out there for Florida home owners fighting against losing their homes – and how alternatives to foreclosure aren’t all the same for everyone and how there are many ways to deal with...

Florida Foreclosure Alternatives: What Are They? Here are 10 Foreclosure Options For Florida Home Owners

In Florida, defending your home or condo against a foreclosure is something that requires a strategy designed specifically for your facts and circumstances.  Different strategies should be pondered, investigated, and weighed.  Each homeowner may have different options...

When Retirement Gets Zapped Because of Foreclosure: What is Happening to Lots of Florida Seniors – the new AARP Report

The American Association of Retired Persons (AARP) has just issued what it believes to be the first research study in the United States to report on how the Foreclosure Fraud housing crisis has impacted Americans who are 50 years old or older.  You can read the...