by Larry Tolchinsky | Florida Domicile, Florida Homestead, Florida Law, Florida Real Estate, Local Lawyers, Real Estate
Florida may be known as a tourist mecca, what with Miami’s metropolitan nightlife and Orlando’s Disney World, but the truth is that Florida is made up of lots and lots of families who love their Sunshine State. We’re proud of our roots and... by Larry Tolchinsky | Florida Foreclosures, Florida Law, Florida Real Estate, Foreclosure Fraud, Home Loan Fraud, Real Estate, Short Sales, Wrongful Foreclosure
Go down to any real estate records office anywhere in Florida, and get ready for a history lesson. Florida land ownership goes back to the days of Spanish land grants – and because land ownership has always been so important to people, there have always been... by Larry Tolchinsky | Florida Foreclosures, Florida Law, Florida Real Estate, Foreclosure Fraud, Home Loan Fraud, Loan Modification, Real Estate, Wrongful Foreclosure
A few weeks ago, the Florida Supreme Court ordered a review of its 18-month-old mandatory foreclosure mediation program. (You can read the December 2009 Administrative Order creating the program and the September 26, 2011 Administrative Order reviewing its results... by Larry Tolchinsky | Florida Foreclosures, Florida Homestead, Florida Law, Florida Real Estate, Foreclosure Fraud, Home Loan Fraud, Loan Modification, Real Estate, Underwater Mortgage
Underwater mortgages are a serious problem here in South Florida. When home loan balances are higher than the fair market value of the home itself, the homeowner is “upside down” on his or her mortgage. This scenario increases the temptation for the... by Larry Tolchinsky | Appraisal Fraud, Florida Foreclosures, Florida Law, Florida Real Estate, Foreclosure Fraud, Home Loan Fraud, Loan Modification, Real Estate, Series - Foreclosure Fraud, Wrongful Foreclosure
Here, the first in a series of posts explaining the hows and whys of ForeclosureGate and the Florida Home Loan Fraud crisis: Part 1. How It All Began, Remembering Traditional Mortgage Practices and that First Smell of More Profit Long before ForeclosureGate, when the...