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Florida Short Sales: New GSE Short Sale Rules from Freddie Mac and Fannie Mae – How a Short Sale in 2012 Helps Sellers Now and When They Buy a Home in the Future

Effective November 1, 2012, anyone with a government-sponsored-enterprise (GSE) mortgage home loan that can prove one of the hardships recognized by the federal government may short sell their home even if they are current in their mortgage payments — and the...

Florida Foreclosure Defense: California’s Jackmon Case – Suing Bank for Failed Modification Agreement – Claiming the Lender Breached a Contract After Deal Was Made to Lower Mortgage Payments

Another court in another state (besides Florida) is considering claims by home owners that they have suffered damages in a breach of their contract for a modified home loan by their lender under the HAMP program (Homeowner Affordable Modification Program).  ...

Wigod v. Wells Fargo: the Federal Court Case That Allows State Law Claims Against Foreclosing Banks For Failed HAMP Modification

Last week, we posted about how there are lots of foreclosure alternatives out there for Florida home owners fighting against losing their homes – and how alternatives to foreclosure aren’t all the same for everyone and how there are many ways to deal with...

FRAFing: Appraisal Fraud Because Banks Want to Keep Housing Values As Low As Possible in Mortgage Buy-Backs – Bank Wrongdoing Continues

Just like the rest of the country, in Florida it is extremely important to be able to trust your real estate appraisal because appraisals, compiled by appraisers that are depended upon by many, many people to be responsible, thorough, knowledgable, and honest, give...