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How Force Placed Insurance Can Force You Into Foreclosure: Another Lender Abuse That Pushes Florida Homeowners Into Losing Their Homes

For those fighting to keep their homes in Florida and elsewhere, every penny counts in the monthly budget.  It’s hard to write that monthly mortgage check, especially where it is a payment being made on an underwater mortgage.  Homeowners already on this...

Bank of America New Short Sale Program: Offering Relocation Expense Coverage to the Seller In Varying Amounts – How Good Is This Deal for Florida Homeowners?

There’s a lot of news coverage this week about the announcement by Bank of America that it is introducing a new short sale program to help Florida homeowners in trouble with their mortgages.  Across the country and in Florida, Bank of America itself (BofA) is...

Florida Real Estate Market: Are Florida Home Owners About to See a Better Residential Real Estate Market? Is Now the Time to Buy or Sell? Not Without Legal Advice.

Florida real estate owners and home owners throughout the Sunshine State are very, very concerned about their real estate values: not only where they have been and where they are now, but where they will be in the future.  Media stories about real estate prices and...

Florida Home Owners Stress Levels on the Rise: New Laws Mean Flood of 1099Cs, Foreclosure Upswing in 2012 – 2013

It’s very stressful to be a Florida home owner dealing with an underwater mortgage or defaulting on a home loan.  Your credit rating is getting zapped, there are all the collection practices by the mortgage lender to juggle, and then there’s the legal...

10 Things to Know About Mortgage Debt Collectors and Florida Short Sales, Florida Foreclosures, and Florida Home Loan Modifications

In Florida, countless home owners are facing the lose of their home to foreclosure because they can’t continue to make their mortgage payments due to lost jobs, medical expenses, and other life events.  Other home owners have mortgages that are much, much larger...