Can a Florida Bank File a New Foreclose Lawsuit 5 Years After Your Case Was Dismissed? When is a Florida Bank Foreclosure Lawsuit Barred by the Statute of Limitations?

| April 29, 2014

Last Update: 03/16/16 Last Friday, the case of U.S. Bank National Association vs. Patricia J. Bartram, et al was decided by the Florida Fifth District Court of Appeals, and it’s potentially very bad news for all the Florida homeowners who were hoping to fight their Florida foreclosure with an argument about the bank missing its […]

Florida Families After a Foreclosure: What Happens to Florida Households Post-Foreclosure? Good News as Foreclosures Don’t Block New Home Mortgages

| February 4, 2014

The impact of a foreclosure upon a family and its financial future has been the subject of many studies over the last several years, particularly after the recent Housing Crisis hit the United States. (For example, read the 2011 study by a Federal Reserve economist about “The Post-Foreclosure Experience of US Households.”) The logical thing […]

July 2014 Deadline for Older Foreclosure Deficiency Judgments – Small South Florida Banks and Credit Unions Increasingly Aggressive on Deficiency Collection Efforts

| December 10, 2013

According to the new Florida Fair Foreclosure legislation, the deadline for a bank to sue a defaulting home owner for the amount left on a mortgage after a foreclosure (the deficiency) was changed from 5 years to 1 year, regardless of when the cause of action accrued. (See our earlier post for details.) Before this […]

Filing Bankruptcy to Fight Foreclosure in Florida: Will a Bankruptcy Filing End Up Hurting You, Not Helping You, in Your Foreclosure Defense?

| September 3, 2013

More and more often, Florida foreclosure defense lawyers have the challenge of defending clients against foreclosure on their homes after these clients have already filed bankruptcy.  A lot of times, these clients file bankruptcy to stop a foreclosure based upon their own research or with the help of speedy bankruptcy consultation, without being aware of […]

July 2013 CoreLogic Report Shows Florida No. 1 in the USA for Foreclosures and Foreclosure Inventory with Florida Homeowners Facing Foreclosure Having Even Bigger Fight on Their Hands.

| July 30, 2013

Today, research and analysis company CoreLogic® released its June 2013 National Foreclosure Report and the numbers of foreclosures across the United States has dropped twenty percent in the past year while from May 2013 to June 2013, the number of completed foreclosures (where the owners have officially lost their homes) went up by 2.5%. The […]

South Florida Condo Association Beats Bank in Foreclosure Fight: Bank Failed to File Lawsuit Before Limitations Deadline

| June 25, 2013

  Most Florida foreclosure dockets are filled with David and Goliath stories with a home owner fighting to save the family home from the mortgage lender. However, this month there was a David and Goliath story of a different sort when a South Florida home owners’ association, the Peninsula Condominium Association in Aventura, Florida, won […]

Florida Governor Signs Foreclosure Reform Bill HB 87 Into Law: Constitutional Violations of Due Process and Ex Post Facto Prohibitions Must Be Fought in Florida Courts

| June 11, 2013

Governor Rick Scott sat down at his Governor’s desk on June 7, 2013, picked up his pen and signed lots of bills into law that were sent to him by the Florida Legislature. Rick Scott signed things like the Veteran’s Organizations Bill (SB 390) and the Emergency Medical Services bill (SB 530) into law – […]

Florida Foreclosure Victims Facing Lots of Changes in May 2013, Many That Will Hurt Florida Borrowers and Home Owners

| May 28, 2013

Lots of money is being spent in the month of May 2013 on the continuing Florida foreclosure crisis, providing some good news for Florida borrowers and Florida home owners — however, not all of the news is good — including the news on how the law may be changing regarding how foreclosures are handled in […]

What is Happening With Foreclosures in South Florida Real Estate Right Now? Are We Still in a Big Mess? – Consider These Reports

| April 23, 2013

How is the Florida foreclosure market doing right now?  Some are reporting optimistic viewpoints – we’re out of the woods, they claim: everything is getting better every day. Meanwhile, for those working with Florida home owners and Florida borrowers in the current South Florida real estate market, it’s not that rosy.  Here’s why:   Proposed […]

What Happens When Out of State Homeowners Who Owned Florida Real Estate Face Bank Collection Efforts in Their Home State (or Country) Because of a Florida Foreclosure Judgment?: Domesticating Judgments

| April 16, 2013

For those who live outside of the State of Florida but who own or owned Florida real estate subject to foreclosure, the possibility of that foreclosure’s deficiency judgment being collected in your resident state is real. Florida Deficiency Judgments Have Five Year Statute of Limitations Deadline Deficiency judgments?  We’ve written a lot about deficiency judgments […]

css.php